At Sky And Sand Realty

, we value your trust and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you use our website, services, and online tools.

1. Information We Collect

When you interact with our website or apply for a loan, we may collect:

• Personal Information: Name, email address, phone number, date of birth, Social Security number, employment details, and financial information.

• Property Information: Address, purchase price, loan amount, and related details.

• Technical Information: IP address, browser type, device information, and website usage data.

2. How We Use Your Information

We use the information collected to:

• Process loan applications and provide mortgage services

• Communicate with you regarding your inquiries or applications

• Personalize your website experience

• Comply with legal and regulatory requirements

• Improve our services and website performance

3. Sharing of Information

We do not sell your personal information. We may share it with:

• Lenders, underwriters, and service providers necessary to process your loan

• Trusted third-party vendors that help us operate our website and services

• Regulatory and legal authorities if required by law

4. Cookies & Tracking Technologies

Our website may use cookies and similar technologies to improve user experience, analyze traffic, and provide relevant content. You can manage cookie preferences through your browser settings.

5. Data Security

We use industry-standard security measures to protect your personal information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute protection.

6. Your Privacy Rights

Depending on your state of residence, you may have the right to:

• Request access to the personal information we collect about you

• Request corrections or updates to your information

• Request deletion of your information, subject to legal or contractual obligations

To exercise your rights, please contact us.

7. Third-Party Links

Our website may include links to third-party websites. We are not responsible for the privacy practices or content of these external sites.

8. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.