We provide a wide range of loan services designed to meet the unique needs of every borrower.
Our loan services include:
Fannie Mae/Freddie Mac offers the best-case scenarios and lowest interest rates for various loan types, including FHA loans, VA loans, 100% financing, and HELOCs. Borrowers can choose between fixed-rate or adjustable-rate mortgages (ARMs) and select a loan term that aligns with their financial situation, whether it’s a 15-year, 20-year, or 30-year loan. We also provide options for CALHFA Conventional and commercial real estate loans.
Home equity loans, HELOCs and cash-out refinances are three popular ways to borrow money, using your home as collateral. We offer 2nd position equity loans and HELOC's allowing the borrower to keep the low interest 1st positions loan. DSCR 2nd Position loans are also a great alternative to investors with rental income.
The available terms for these types of loans, including FHA loans and VA loans, are 15 and 30 year fixed-rate mortgages. To qualify for one of these loans, a minimum credit score of 550 is required. Additionally, there is a zero-down option available for VA loans, which requires a minimum credit score of 620. For those exploring other financing options, private money loans and commercial real estate loans may also be considered.
An Investment Rental Loan purchase or finances or refinance uses income-producing properties like single-family, multifamily, or mixed-use. With flexible terms and competitive rates, it helps investors grow portfolios, boost cash flow, and build long-term wealth. 2nd position DSCR cash-out loans are available.
Exactly as it sounds, a rate-and-term refinance is when a mortgage loan is replaced by a new loan with a different interest rate or term without receiving cash out. If your credit has improved substantially, you may be able to refinance at a lower interest rate.
A Fix and Flip Loan is short-term financing for investors to buy, renovate, and resell properties. It covers both purchase and rehab costs, with fast approvals and flexible terms—helping you boost property value and maximize returns.
A Commercial Loan helps business owners and investors finance, refinance, or expand income-producing properties. With flexible terms and tailored solutions, it provides the capital to grow portfolios, boost cash flow, and achieve long-term goals.
A Rehab Loan helps buyers and investors purchase and renovate properties in one package. Covering both the home and repair costs, it offers flexible terms to upgrade, add value, and turn fixer-uppers into profitable investments.
Short-term asset-based loans. Instead of qualifying based on credit or income, approval is based on the property’s value and equity. Often used for: Fix & Flip projects (purchase + rehab), Bridge loans between buying and selling properties, short-term investment purchases (auctions, off-market deals), cash-out for repairs or construction, stop foreclosure or reinstate a Notice of Default, borrowers who can’t qualify with banks (credit or documentation issues).
These are creative finance alternatives for self-employed borrowers who don’t meet traditional mortgage guidelines required for a conventional loan. We offer several options that don’t require tax returns. You can explore various options including DSCR, Bank Statement, Asset Utilization, P&L, Full-Doc, Closed-End 2nd, 1099, and ITIN.
A reverse mortgage is a loan that allows homeowners, typically those aged 62 or older, to tap into part of their home’s equity without selling it. The funds from a reverse mortgage can be used tax-free for home repairs, medical costs, or to supplement retirement.
Helping you secure smarter, faster, and more affordable loans.
Broker #: 01741530 / NMLS #: 1897941
